| You may not have to buy automobile insurance | | | | through the roof. |
| at all. If you live in the state of New | | | | |
| Hampshire and you have a clean driving record | | | | Believe it or not, your credit rating can |
| the state of New Hampshire does not require | | | | even affect how much you pay for car |
| that you purchase automobile insurance. | | | | insurance, so do everything you can to keep |
| | | | your credit rating excellent. |
| Of course, if you finance your vehicle then | | | | |
| the company that loans you the money for your | | | | Purchasing different types of insurance, such |
| purchase will certainly require that you buy | | | | as medical and homeowner's insurance from the |
| full automobile insurance coverage. And if | | | | same insurance company can also result in |
| you have less than a stellar driving record | | | | lower monthly automobile insurance premiums |
| you will also be required to purchase | | | | through what are commonly called Multi-Policy |
| automobile insurance by the state. | | | | Discounts. |
| | | | |
| What are some of the reasons that the state | | | | If you're in school stay there and work hard |
| of New Hampshire will require that you | | | | to get at least a "B" grade point average. |
| purchase automobile insurance? | | | | Most automobile insurance companies offer a |
| | | | Good Student Discount on car insurance. |
| If you are convicted of DUI (Driving Under | | | | |
| the Influence) or if you are convicted of DWI | | | | Older drivers should ask their insurance |
| (driving While Intoxicated) you will | | | | company if they can take a Driver's Refresher |
| automatically be forced to purchase | | | | Course. Not all companies offer such a |
| automobile insurance for a minimum of 3 years | | | | course, but those that do provide a nice |
| before you're allowed back on the roads of | | | | premium discount for drivers who take the |
| New Hampshire. If you are convicted of either | | | | test and pass. |
| offense a second time you're looking at a | | | | |
| mandatory 5 years of purchasing automobile | | | | If you drive an older car consider dropping |
| insurance. | | | | any collision or comprehensive coverage you |
| | | | might have. If your car has little or no |
| If you collect too many "points" you can also | | | | Kelly Blue Book value then your insurance |
| be forced to buy automobile insurance. Points | | | | company won't pay to repair it even if you |
| are "earned" by such things as running stop | | | | are paying for the insurance. |
| signs, speeding, failing to follow the orders | | | | |
| of a police officer, even such things as | | | | Finally consider raising your deductible. |
| driving on a sidewalk. You get the picture. | | | | Work out how much you could afford to pay |
| | | | from your own pocket if you were involved in |
| The number of points you need to earn before | | | | an accident. The more you can pay - the |
| the state forces you to buy automobile | | | | higher your deductible - then the less your |
| insurance depends on your age. | | | | insurance company will charge you in monthly |
| | | | premiums. |
| So even though the state of New Hampshire may | | | | |
| not require their good drivers to carry | | | | Now it's time to get online and find the very |
| automobile insurance, the fact remains that a | | | | best rates you can possibly find. Be sure to |
| large portion of New Hampshire driver do need | | | | take the extra time to fill out forms on at |
| to buy car insurance and many of them want to | | | | least 3 different sites so that you can be |
| get cheap automobile insurance online. | | | | assured of comparing as many different |
| | | | companies in New Hampshire as you possibly |
| Before you jump online and start filling out | | | | can. |
| forms there are a few simple things you may | | | | |
| be able to do that will help keep your rates | | | | Once you have taken the time to check three |
| their absolute lowest. | | | | different sites then you can sleep easy at |
| | | | night knowing that you have gotten the |
| Obviously having a clean driving record is | | | | cheapest automobile insurance that you |
| important. DWIs and DUIs and speeding tickets | | | | possibly can anywhere in the state of New |
| will force your automobile insurance rates | | | | Hampshire. |