| You may not have to buy automobile insurance | | | | important. DWIs and DUIs and speeding tickets |
| at all. If you live in the state of New Hampshire | | | | will force your automobile insurance rates through |
| and you have a clean driving record the state of | | | | the roof. |
| New Hampshire does not require that you | | | | Believe it or not, your credit rating can even |
| purchase automobile insurance. | | | | affect how much you pay for car insurance, so |
| Of course, if you finance your vehicle then the | | | | do everything you can to keep your credit rating |
| company that loans you the money for your | | | | excellent. |
| purchase will certainly require that you buy full | | | | Purchasing different types of insurance, such as |
| automobile insurance coverage. And if you have | | | | medical and homeowner's insurance from the |
| less than a stellar driving record you will also be | | | | same insurance company can also result in lower |
| required to purchase automobile insurance by the | | | | monthly automobile insurance premiums through |
| state. | | | | what are commonly called Multi-Policy Discounts. |
| What are some of the reasons that the state of | | | | If you're in school stay there and work hard to |
| New Hampshire will require that you purchase | | | | get at least a "B" grade point average. Most |
| automobile insurance? | | | | automobile insurance companies offer a Good |
| If you are convicted of DUI (Driving Under the | | | | Student Discount on car insurance. |
| Influence) or if you are convicted of DWI (driving | | | | Older drivers should ask their insurance company |
| While Intoxicated) you will automatically be forced | | | | if they can take a Driver's Refresher Course. Not |
| to purchase automobile insurance for a minimum | | | | all companies offer such a course, but those that |
| of 3 years before you're allowed back on the | | | | do provide a nice premium discount for drivers |
| roads of New Hampshire. If you are convicted of | | | | who take the test and pass. |
| either offense a second time you're looking at a | | | | If you drive an older car consider dropping any |
| mandatory 5 years of purchasing automobile | | | | collision or comprehensive coverage you might |
| insurance. | | | | have. If your car has little or no Kelly Blue Book |
| If you collect too many "points" you can also be | | | | value then your insurance company won't pay to |
| forced to buy automobile insurance. Points are | | | | repair it even if you are paying for the insurance. |
| "earned" by such things as running stop signs, | | | | Finally consider raising your deductible. Work out |
| speeding, failing to follow the orders of a police | | | | how much you could afford to pay from your |
| officer, even such things as driving on a sidewalk. | | | | own pocket if you were involved in an accident. |
| You get the picture. | | | | The more you can pay - the higher your |
| The number of points you need to earn before | | | | deductible - then the less your insurance company |
| the state forces you to buy automobile insurance | | | | will charge you in monthly premiums. |
| depends on your age. | | | | Now it's time to get online and find the very best |
| So even though the state of New Hampshire | | | | rates you can possibly find. Be sure to take the |
| may not require their good drivers to carry | | | | extra time to fill out forms on at least 3 different |
| automobile insurance, the fact remains that a | | | | sites so that you can be assured of comparing as |
| large portion of New Hampshire driver do need to | | | | many different companies in New Hampshire as |
| buy car insurance and many of them want to get | | | | you possibly can. |
| cheap automobile insurance online. | | | | Once you have taken the time to check three |
| Before you jump online and start filling out forms | | | | different sites then you can sleep easy at night |
| there are a few simple things you may be able to | | | | knowing that you have gotten the cheapest |
| do that will help keep your rates their absolute | | | | automobile insurance that you possibly can |
| lowest. | | | | anywhere in the state of New Hampshire. |
| Obviously having a clean driving record is | | | | |