| When a criminal wrongfully obtains and
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| | victim's name)Methods utilized by
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| uses another individual's personal data
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| | identity thieves for obtaining a victim's
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| in a manner that involves fraud the act
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| | personal information include but are not
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| is referred to as identity
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| | limited to:- "Dumpster diving" or sifting
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| theft.Unfortunately, just about everyone
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| | through garbage at a victim's residence,
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| knows someone who has been a victim. A
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| | place of business or any retail
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| good friend of mine recently became a
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| | establishment, restaurant, night club,
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| victim. His case, (and 16 years of law
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| | school, doctor's or dentist's office or
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| enforcement experience), prompted me to
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| | any location where there may be copies of
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| write this article.*(If you have senior
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| | credit card receipts and other
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| citizens in your life, PLEASE have them
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| | documentation containing personal
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| read this and make sure that they
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| | information.- Mail theft. Pre approved
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| understand. Seniors are targeted more
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| | credit card offers and other mail
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| than anyone).The following are actual
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| | material containing personal information
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| incidents involving identity theft:The
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| | are too often easily obtainable by
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| victim - A medical doctor practicing at
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| | identity thieves.- The theft of
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| his successful twenty-year-old office in
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| | proprietary data containing employee
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| central GeorgiaThe victim realized that
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| | information from a company's human
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| several important pieces of mail that he
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| | resource department or even a briefcase.
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| had been expecting at his residence
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| | If employee spreadsheets contain no date
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| hadn't arrived yet. He had expected two
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| | of birth or social security information,
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| of the items to arrive more than two
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| | the names and telephone numbers are sold
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| weeks earlier. While attempting to
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| | to telemarketing or other similar
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| telephone one of the companies whose
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| | organizations for a profit.- "Shoulder
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| package had not arrived, the victim
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| | surfing." Identity thieves will even
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| received a telephone call from the sales
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| | resort to sitting in their automobile in
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| manager at an automobile dealership
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| | a parking lot and will utilize binoculars
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| located in central Alabama. The manager
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| | to read a victim's PIN number at an ATM
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| stated that he was calling to insure that
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| | machine, or credit and/or calling card
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| all was well with the new automobile that
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| | number at a payphone.The following
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| the doctor had purchased several days
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| | proactive steps will aid in the
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| earlier. The manager also stated that he
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| | prevention of identity theft and fraud:-
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| would have contacted the doctor earlier,
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| | Insure that new orders of personal checks
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| however, all of the telephone numbers
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| | are delivered to your bank, not your
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| listed on the doctor's purchase agreement
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| | residence.- Mail payments containing
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| were incorrect. The manager had located
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| | personal checks or money orders from a
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| the victim's telephone number via the
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| | secure public mailbox or the post office,
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| Internet. The victim had not purchased a
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| | not your residential mailbox.- When
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| new automobile in over eight
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| | ordering a new or replacement credit card
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| years.Further investigation revealed that
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| | by mail, write down the name and the
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| a nineteen-year-old female from Nigeria
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| | extension of the representative you speak
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| who was legally in the United States on a
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| | with, as well as the expected arrival
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| student visa had stumbled across the
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| | date for the card. If the card does not
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| victim's ad for his medical practice in
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| | arrive by the expected date, telephone
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| the local Yellow Pages. After leaving his
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| | the representative immediately to inquire
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| office one evening, the victim was
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| | about the disposition of your credit
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| followed home by the female subject. The
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| | card.- If an expected mail item does not
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| next morning the subject walked into the
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| | arrive on the expected date, or you
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| local post office and filled out a change
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| | notice a sudden decrease in your normal
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| of address card, replacing the victim's
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| | amount of delivered mail or no mail
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| home address with a post office box
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| | delivery at all, inquire regarding a
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| address that the female subject had
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| | possible fraudulent change of address at
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| purchased earlier in the week. All of the
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| | your local post office.- Credit accounts
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| victim's personal mail would be sent to
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| | that are not used regularly are
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| the P.O. box instead of to his residence.
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| | attractive targets for identity thieves.
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| Within days the subject had received
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| | Cancel accounts that have not been used
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| several items of mail addressed to the
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| | in the last six months or longer, and
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| victim, including pre-approved credit
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| | destroy the credit cards.- Purchase a
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| card offers and other documents
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| | crosscutting shredding machine. All
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| containing his social security number and
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| | pre-approved credit promotion
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| date of birth. Within two months the
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| | documentation, check stubs, receipts and
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| subject had acquired two automobiles, a
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| | any documentation containing personal
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| motorcycle, a house and multiple credit
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| | information should be shredded before
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| cards on the victim's credit. The subject
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| | disposal.- Do not give out any personal
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| was arrested and charged by the local
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| | information over the telephone. If a
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| authorities within three months of the
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| | creditor "representative" calls and
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| initial criminal act, however, the
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| | requests that you provide them with any
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| victim's credit was completely
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| | personal information, suggest that the
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| destroyed.A detective with the local
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| | representative provide you with his or
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| police department who had befriended the
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| | her telephone number and extension, and
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| victim during the investigative process
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| | inform them that you will call them back
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| stated that he telephoned the victim
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| | momentarily with the information that
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| approximately two years after the subject
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| | they are requesting. If the telephone
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| had been arrested. The victim had been
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| | number does not match the toll free
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| forced to close his medical practice and
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| | customer service number found on a
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| retire early due to the incident.The
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| | monthly statement or on the back of the
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| victim - A regional sales manager
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| | credit card issued to you by that
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| traveling in GeorgiaThe victim fell
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| | creditor, call the actual customer
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| asleep in his hotel room early one
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| | service toll-free telephone number to
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| evening after a day filled with meetings
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| | inquire about the validity of the call.-
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| and conference calls. After exiting the
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| | Order an unlisted home telephone number,
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| shower at approximately 7:00AM the next
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| | or at a minimum request that your name be
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| morning, the victim noticed that his
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| | listed in the local telephone directory
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| wallet, briefcase and laptop computer
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| | by an initial and last name, and request
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| were missing from the hotel room. Further
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| | that your home address be removed from
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| investigation revealed that the victim
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| | your listing.- Do not participate in
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| had not secured the dead-bolt lock on the
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| | telemarketing promotions, and have your
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| hotel room door the night before. Someone
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| | information removed from promotional
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| utilized a pass card-key to enter the
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| | lists. Telemarketing lists are bought and
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| victim's hotel room while he was sleeping
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| | sold by companies and individuals on a
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| and acquired the missing items.Before the
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| | daily basis. Once you have participated
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| victim could finish speaking with the
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| | in a promotion over the telephone or by
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| local police and report the incident to
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| | mail, (even if the promotion offers a
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| his corporate office, his corporate
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| | free product or service), you will notice
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| calling card number had been sold to
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| | an immediate increase in the amount of
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| several subjects at the local airport.
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| | promotional mail and in the number of
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| During the six-month investigative
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| | telemarketing calls you receive. This
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| process involving the victim's case along
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| | greatly increases your risk of becoming
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| with several others, (all of which
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| | an identity theft victim.- Do not utilize
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| originated at the same hotel), the
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| | your credit card on the Internet until
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| victim's personal information was
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| | you have read in full the company's
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| utilized to open several credit card
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| | privacy policy, and the company's web
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| accounts and to receive several high
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| | site provides a secured page that
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| interest cash loans.The victim - A
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| | utilizes data encryption for credit card
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| Georgia homeownerThe victim received a
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| | information. Many companies inform
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| telephone call one morning from a major
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| | e-commerce customers in the fine print
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| credit card company customer service
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| | contained in their privacy policy that by
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| representative who worked in the theft
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| | purchasing their products via their web
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| and fraud department. He was calling to
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| | site, you agree to accept all of the
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| inquire about the unusually high dollar
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| | terms and agreements contained in their
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| amounts that had been charged on the
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| | privacy policy. Quite often those terms
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| victim's recently opened credit card
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| | include the re-distribution of your
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| account. The victim had not opened any
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| | personal information to other companies
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| credit card accounts in over five years.
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| | and creditors.- Do not use a check or
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| The representative then recommended that
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| | bank card on the Internet.- Closely
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| the victim call the local police and file
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| | monitor all monthly bank and credit card
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| a police report.The victim was informed
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| | account statements for fraudulent
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| by a police department supervisor that
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| | withdrawals and charges. Keep monthly
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| for three days they had received several
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| | statements for a minimum of one year.- If
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| similar complaints from the same
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| | your social security number is utilized
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| subdivision. Further investigation
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| | as your drivers license number, have it
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| revealed that a male subject posing as a
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| | changed. Do not have your social security
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| door-to-door solicitor had retrieved
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| | number printed on personal checks.- Order
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| several envelopes containing pre-approved
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| | a copy of your credit report at least
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| credit card promotions from mailboxes
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| | twice annually.- Maintain one document,
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| throughout the subdivision.(I was an
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| | preferably in a fire proof security file
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| arresting officer involved with the
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| | or safe along with birth certificates,
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| following case)The victims - Five major
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| | social security cards, your home
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| Atlanta area retail outletsA search
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| | inventory and other important
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| warrant was successfully obtained for an
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| | documentation that contains the company
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| apartment located in Dekalb County. The
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| | name, account number, telephone number
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| two male residents were suspected of
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| | and the family member names on each open
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| fraudulently ordering and receiving
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| | credit account. This will speed up the
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| merchandise via the Internet from several
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| | reporting process should you ever become
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| Atlanta area retail locations. Upon
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| | an identity theft victim.If you suspect
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| entering the residence officers observed
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| | that you or someone that you know has
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| several expensive and obviously new items
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| | become a victim of identity theft,
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| of merchandise located throughout the
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| | contact your local law enforcement agency
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| entire home, including:- One twelve foot
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| | immediately to obtain a police report.
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| tall artificial Christmas tree containing
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| | Early documentation is crucial. Send a
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| hand-blown glass ornaments valued at
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| | copy of the following letter to the major
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| $3000.00- Two forty inch projection
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| | credit reporting agencies://////////
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| television sets (one in the living room
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| | SAMPLE LETTER//////////////////Re: (Your
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| and one in the master bedroom)- Unopened
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| | full legal name/no initials)
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| boxes in the dining room containing
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| | Social Security No:__________________
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| several sets of crystal and china valued
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| | Date of Birth:___________________
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| at $10,000.00- Several unopened boxes
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| | Social Security No:__________________
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| located throughout the home containing
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| | Date of Birth:___________________
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| computer equipment including monitors and
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| | Spouses' Name:_____________
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| PC towers valued at
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| | Social Security No:_________________
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| $16,000.00Investigative efforts revealed
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| | Date of
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| that the two subjects had obtained a
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| | Birth:______________Dear_____________,In
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| Customer Credit Listing book from another
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| | accordance with the Fair Credit Reporting
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| individual who was at one time an
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| | Act, and for the protection of my credit
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| employee of a credit reporting agency.
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| | information, I respectfully request that
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| The book was the size of a telephone book
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| | you take the following actions
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| and contained thousands of listings in
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| | immediately:- Provide me with my current
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| alphabetical order of Atlanta area credit
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| | credit report. (Enclosed find $_____)-
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| customers by full name, last known
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| | Please add the following consumer alert
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| mailing address, last known level of
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| | to my credit report: "Do not issue credit
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| income and even social security and date
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| | without telephoning me first at the
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| of birth information.The subjects had
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| | following number: __________." (This is
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| highlighted certain names, (prioritized
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| | an excellent deterrent for imposters!)-
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| by income level), and had utilized the
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| | Please remove my name from any and all
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| victim's personal information to obtain
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| | market mailing and promotional lists.
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| several credit cards from the retail
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| | (Call 888-5OPTOUT to request information
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| locations. The subjects would then
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| | removal for all three credit-reporting
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| utilize the credit cards to order
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| | agencies as well.)- Please do not change
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| merchandise.Five retail outlets
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| | my mailing address or telephone number
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| dispatched seven large panel trucks to
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| | without my prior authorization in
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| retrieve their merchandise from the
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| | writing.- My current address is:
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| residence.During the preliminary hearing
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| | _________________
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| for one of the subjects, officers knew
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| | - My current telephone number at my
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| that the subject was a major flight risk
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| | office is: _____________
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| and were not pleased with the inadequate
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| | - My current telephone number at my home
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| cash bond amount that the presiding judge
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| | is: _____________Enclosed you will find a
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| had placed on the subject. An officer
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| | copy of a current utility bill to confirm
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| approached the bench and placed the large
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| | the accuracy of the above
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| Customer Credit Listing book down in
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| | information.Please do not provide my
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| front of the judge, opened it to a
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| | credit information to anyone without my
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| book-marked page and pointed to the only
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| | prior authorization via telephone, fax,
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| line of highlighted text on the page.
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| | or in writing.Please provide me with the
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| Both subjects were denied bail by the
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| | necessary information so that I may set
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| judge and were ordered to remain in jail
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| | up a password to use for telephonic
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| until their trial date.The judges' credit
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| | communications with your agency.If I do
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| information was highlighted.Identity
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| | not receive anything from you in writing
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| thieves will utilize anyone's personal
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| | within ten (10) business days from the
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| information in any way imaginable in
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| | date in which you signed the return
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| order to profit financially, including
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| | receipt for this letter, I will assume
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| but not limited to:- Procuring monies
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| | that you unconditionally agree to insure
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| from the victim's established accounts-
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| | that the above actions are taken.Thank
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| Obtaining credit cards from banks and
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| | you in advance for your prompt attention
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| retailers- Applying for and receiving
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| | to this matter.Respectfully yours,///////
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| cash loans- Financing the purchase of
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| | ///SAMPLE LETTER//////////////////J.C.
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| anything from automobiles to firearms
| |
| | Hurst is the IT/Internet Marketing
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| (identity theft is a simple way for
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| | Director
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| convicted felons to by-pass gun laws,
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| | for The Ziegler Corporations.You may
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| including background checks and waiting
| |
| | contact J.C. at 800.726.0510 -or-
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| periods)- Establishing accounts with
| |
| | J.C. Hurst is the IT/Internet Marketing
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| utility companies- Obtaining a home loan
| |
| | Director
|
| or renting a home or apartment- Obtaining
| |
| | for The Ziegler Corporations.You may
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| employment- Filing for bankruptcy (in the
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| | contact J.C. at 800.726.
|
